GUIDES · HEALTH INSURANCE

Guides

GUIDE · HEALTH INSURANCE What is a health insurance deductible — and should you choose one? A deductible is the amount of eligible medical costs you pay yourself each policy year before the insurer starts paying. On Allianz Preferred Medical, Plan Extra and Plan Premier offer an optional annual deductible from as low as Rp6 million. GUIDE · HEALTH INSURANCE The Additional Annual Benefit Limit: cover that doubles when it matters most The Additional Annual Benefit Limit is a separate, on-top annual limit — equal to your plan’s base annual limit — that activates on diagnosis of heart attack, invasive cancer or stroke, effectively doubling your cover. GUIDE · HEALTH INSURANCE Dengue and typhoid: covered without a hospital stay Allianz Preferred Medical and AlliSya Preferred Medical cover outpatient treatment for dengue fever and typhoid/paratyphoid fever — no hospitalisation required — up to Rp8 million per policy year on every plan. GUIDE · HEALTH INSURANCE Preferred Network vs Other Network: where you’re treated changes what you pay The Preferred Network is a curated list of hospitals and clinics designated by Allianz where the cost of care is better controlled. Treating there gives you the lowest deductible on Plan Extra and Premier — from Rp6 million.
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