BUSINESS INSURANCE

Cover that keeps your enterprise standing.

Liability, commercial property, business interruption and key-person protection for Indonesian enterprises and expat-owned businesses — underwritten by Allianz.

A business owner talking with staff at the counter of his café
WHAT IT COVERS

Protection across the risks that can stop a business.

01

Liability

Protection against third-party claims for injury or damage arising from your operations, premises or products.

02

Commercial property

Cover for your premises, equipment, stock and fit-out against fire, theft and other insured perils.

03

Business interruption

Replaces lost income and covers ongoing costs when an insured event forces operations to pause.

04

Key-person protection

Financial cover if an owner or essential team member can no longer work, keeping the business stable.

A TYPICAL PROGRAMME — AN ILLUSTRATION

One programme, four policies, one renewal date.

For a 40-seat restaurant group in Seminyak with 24 staff, a programme might combine the covers below — coordinated by one advisor, renewed on one date, with one person to call when something goes wrong.

Illustrative only — not a quote. Sums insured are set from your actual values and turnover.

Commercial property & fit-out Rp8bn sum insured
Public liability Rp5bn per occurrence
Business interruption 12 months’ gross profit
Group health, 24 staff Inpatient & outpatient
WHO IT’S FOR
  • Hospitality groups — villas, resorts, restaurants
  • Small and medium enterprises
  • Family-owned and founder-led businesses
  • Expat entrepreneurs operating in Indonesia
BUILT AROUND YOUR OPERATION

Every business carries a different mix of risk. We assess yours, structure the right combination of cover, and place it with Allianz — then walk you through the full terms in a private consultation.

Keep your business protected.

A senior advisor will review your risks and design cover to match — in confidence, with no obligation.

OR LEAVE YOUR DETAILS FOR A CALLBACK
No obligation. By sending, you consent to being contacted about your enquiry (PDP Law No. 27/2022). Your details are never shared or sold.
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